Fridge Van Finance Lease

Fridge Van Finance Lease

Finance lease provides you with maximum flexibility, you still gain the benefits of ownership and can take advantage of the equity built up in the vehicle while paying minimum deposit . Thanks to the flexibility offered by finance lease your deposit can be workd out depending on your budget, the VAT is then charged on the deposit and monthly payments rather than the initial cost of your new vehicle. This option is ideal for companies to manage the administration and depreciation of the vehicle.

How it works

A deposit of six advanced payments plus vat, however you can choose what you pay to adjust your monthly rentals and to suit your needs.
Fixed monthly rentals for a period of 24 to 60 months.
Option to add a balloon payment to the end of the agreement: paid off by the sale of the van (this is the estimated residual value of the van at the end of the agreement based on the average mileage at 20,000 miles a year).


  • Fixed monthly payments
  • Rental periods between 24 to 60 months
  • Maximum flexibility and low deposit
  • No mileage restrictions
  • No need to be VAT registered
  • Option for balloon payment

Company Benefits

  • Monthly payments, which can be claimed back if you are a VAT registered business
  • Corporate tax benefits
  • You will receive 97.5% of the resale proceeds at the end of the contract (lenders take 2.5%)

Information required to assist the finance application:

  • 3 years address history
  • UK resident
  • Full UK driving licence
  • No current CCJ or mortgage arrears
  • One credit item in the last 3 years
  • Proof of income

For Business Applications:

  • Director can sign as guarantor
  • Proof of trading