Finance Lease

Finance Lease

Our finance lease option provides you with maximum flexibility. You still gain the benefits of ownership and can take advantage of the equity built up in the vehicle while paying minimum deposit.

Thanks to the flexibility offered by finance lease, your deposit can be worked out depending on your budget.  Rather than on the initial cost of your new vehicle, VAT is charged on the deposit and monthly payments. This option is ideal for companies to manage the administration and depreciation of the vehicle.

Ask our Finance and Sales teams today for more information.

How it works

Choose what you pay to adjust your monthly rentals and to suit your needs.

A deposit of six advanced payments plus VAT.

Fixed monthly rentals for a period of 24 to 60 months.

Option to add a balloon payment to the end of the agreement: paid off by the sale of the van (this is the estimated residual value of the van at the end of the agreement based on the average mileage at 20,000 miles a year).

Think this is the one for you? Head on over to our finance application form to fill it in or check out our alternative financing options to learn more.


  • Fixed monthly payments
  • Rental periods between 24 and 60 months
  • Maximum flexibility and low deposit
  • No mileage restrictions
  • No need to be VAT registered
  • Option for balloon payment

Company Benefits

  • VAT-registered companies can claim back VAT on monthly payments
  • Payments can be offset against taxable profits
  • You will receive 97.5% of the resale proceeds at the end of the contract (lenders take 2.5%)


  • 3 Years address history
  • UK resident
  • Full UK driving licence
  • No current CCJ or mortgage arrears
  • One credit item in the last 3 years
  • Proof of income

Requirements for Business Applications

  • Director can sign as guarantor
  • Proof of trading

Check Out Our Finance Guides

What’s the difference between finance leases and hire purchase? How can new businesses get finance? These are just some of the topics we’ve covered in our series of educational finance blogs. Break through the unnecessary jargon and help make your van finance journey as smooth as possible.